Thread Of The Day

There sure are a lot of insurance commercials on TV lately. Where can one learn even more about insurance? An insurance forum of course.

Today’s thread of the day is in the forums of ampminsure.org.

This poor guy walks out to where his car is parked. He finds it has been totaled and there is a police report attached to the door.

Two other cars were involved in an accident then crashed into his parked car. The guy contacts the insurance carriers of those cars. Each company says it wasn’t their client’s fault, they will not pay for damage. His own insurance company can’t pay it because he only had liability coverage.

So he starts this thread seeking advice.

http://www.ampminsure.org/auto/totaled-liability.html

It doesn’t look good so far. The innocent bystanding car’s owner seems ready to give up.

I think both insurance companies should be required to immediately pay one half each to get this guy back in a vehicle. Then decide who was at fault. If that cannot be determined, then they already paid their fair share. Too bad it doesn’t work this way. Instead he would have to spend time and money suing in court, and he doesn’t even know who to sue.

Popularity: 2% [?]

Speeding is the cause of a high percentage of automobile accidents. Many cars can do 200mph or more, but the speed limit is 65mph. So what is the purpose of having a car that goes that fast. You are only breaking the law if you do.

Some people are proposing the idea of installing devices in cars that limits their speed. Today’s forum thread is at motortrend.com where they discuss this idea:

http://forums.motortrend.com/70/7037666/the-general-forum/should-cars-be-electronically-limited-to-max-speed/index.html

As you would guess, a forum for car lovers is not for this idea at all. In my opinion, the Motor Trend members don’t give any compelling arguments why a car’s speed should not be limited, but for some reason I tend to agree with them anyways.

I can’t imagine a high performance sports car being limited to 65 or 75 mph. It would be like the jockeys in the Kentucky Derby keeping the horses at a trot. Where’s the excitement in that?

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